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GM plans to hunt banking constitution for auto-lending enterprise, report says

Common Motors Co is planning to use for a banking constitution that may enable its lending unit to carry deposits and develop its auto-finance enterprise, The Wall Avenue Journal reported on Friday, citing individuals acquainted with the matter.

The automaker’s finance arm, Common Motors Monetary Firm Inc, has been speaking to federal and state banking regulators for months about forming an industrial mortgage firm and will file its functions as early as December, the report stated.

“Industrial Mortgage Firm” charters enable non-banks to originate loans and gather insured deposits.

GM didn’t instantly reply to a Reuters request for remark.

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